We empower Businesses and Investors in India with innovative funding solutions. Join us in driving growth across key industries.
Our team brings decades of combined experience in Finance, Technology and The Indian Market. We are committed to providing transparent, innovative and reliable funding solutions guided by ethical practices and responsible lending.
We are driven by a mission to democratize access to finance and empower businesses across India through our initiatives. Our vision is to be a catalyst for sustainable growth and financial inclusion.
To be the forefront of financial innovation, driving sustainable growth and making India a global economic leader
To democratize access to financial services, empowering businesses of all sizes across India to achieve their full potential and contribute to a thriving economy.
Unlock potential with The Credit Circle's Portfolio.
Achieve superior, risk-adjusted returns with ease.Transform your lending portfolio with AI-powered risk assessments, lower acquisition costs, and access to diversified, creditworthy borrowers.
Our funding solutions are designed to empower your business growth. Choose from flexible options that align with your unique needs.
Fuel your expansion, with term loan for your projects and benefit from flexible repayment terms tailored to your business needs.
Maintain smooth operations, optimize your cash flow and seize opportunities with readily available working capital.
Secure contracts in competitive markets, aimed to increase capacity of your order book while freeing up working capital.
Bank Guarantee for corporates ensuring financial assurance, enabling additional contracting capacities and scaling of book size.
Credit Pulse empowers SMEs and corporates with streamlined onboarding, delivering precise underwriting details for smarter financial decisions.
PostPay simplifies onboarding for retail customers, offering a swift and efficient journey to enable seamless financial solutions.
Gain a competitive edge in your industry. Our seasoned consultants navigate market complexities and develop winning strategies tailored to your unique needs.
Unlock potential with strategies tailored for your business success.
Drive growth and innovation with our expert consulting services.
Navigate complexities confidently with our trusted guidance and support.
Growth Consulting for key sectors along with tailored funding solutions. Our expertise fuels growth across various industries and ecosystem.
Ghuran Prasad's extensive experience in the core sector has been pivotal in steering Credit Circle's strategic vision. His leadership, refined at Coal India, keeps the company aimed at innovation.
Anand Prasad is committed to bridging the financial gap for emerging Indian businesses. With 15+ years across sectors , he uses his strategic acumen to foster growth and innovation in finserve ecosystem.
Leading the charge in Transforming Financial Accessibility with cutting-edge AI and technology. His dedication to progress ensures Credit Circle remains a pioneer in tech-driven financial solutions.
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Rakesh Kumar, an expert CFO, brings over 10 years of financial acumen. His mastery in budgeting, forecasting, and compliance ensures robust financial health and strategic fiscal management.
Vijay Kumar, a dynamic COO, drives operational excellence and growth. With 10 years of expertise, he focuses on Process Optimization, Leadership, and Strategic execution for impactful outcomes.
Find answers to common questions about our funding solutions and partnership opportunities.
The minimum investment amount varies depending on the ongoing projects and funding requirements. Please contact our investment team for specific details.
The process includes signing an Investment Agreement and other documents, choosing a portfolio, transferring funds to a secure escrow account and receiving regular updates on performance.
We utilize range of risk mitigation practices including but not limited to Escrow Accounts, Virtual Accounts, Robust Underwriting Practices and Legal safeguards to mitigate risks and ensure investment security for all stakeholders.
Expected returns depend on the type of Investment and Risk profile selected. Historical trends and forecasts for specific portfolios will be shared during the onboarding process.
Risks include Borrower defaults, Market Volatility and Macroeconomic factors. A detailed risk assessment is provided to every investor.
Partnership models include secure and unsecure lending backed by risk-sharing arrangements and exclusive collaborations tailored to suit institutional objectives.
The process includes signing an Investment Agreement and other documents, choosing a portfolio, transferring funds to a secure escrow account and receiving regular updates on performance.
We provide real-time dashboards, regular performance updates and compliance audits to ensure transparency for partners.
Expected returns depend on the type of Investment and Risk profile selected. Historical trends and forecasts for specific portfolios will be shared during the onboarding process.
We use high industry practices, predictive analytics, dynamic credit policies and stringent monitoring systems to manage and mitigate risks effectively.
We fund MSMEs and Corporates in sectors such as FinTech, InsureTech, BFSI, Healthcare and Hospitals, Renewable Energy, Transportation and Infrastructure among others focusing on Working Capital, Supply Chain and Unsecured Loans.
The process includes filling out an online application, submitting required documents, undergoing credit evaluation and receiving approval.
Current offline model is being categorically replaced by minimalistic tech enabled onboarding and documentation process with aim to evaluate Business Financial Statements, GST Returns, KYC of KDMs and other relevant legal or financial documentation to maintain portfolio hygiene.
Eligibility criteria include mix preoperatory matrixes including but not limited to minimum operational history of 2 years, positive cash flow and a satisfactory credit score. Specific criteria depend on the loan product.
Interest rates and fees are competitive and vary based on the loan amount, tenure and borrower profile. Detailed terms are provided during the application process.
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